Buyer's Guide
A Step-by-Step Guide for First-Time Home Buyers
Buying your first home is one of life’s most exciting milestones — and at Lewis Jee Realtor, my goal is to make your journey simple, confident, and stress-free. With expert guidance from Lewis, you’ll understand exactly what to expect at every step, from your first search to the moment you get the keys in your hand. This step-by-step guide is designed to keep you informed, empowered, and ready to enjoy the experience of becoming a homeowner.
Step 1: Research
Before starting your home search, take time to explore what truly fits your lifestyle. Think about where you’d love to live — a condo, townhome, or single-family home — and which features matter most to you. Browse listings in your preferred areas and notice local price trends. A little research now will help you understand the market, stay confident, and recognize the right opportunity when it comes. With Lewis by your side, you’ll start your journey informed and ready.
Step 2: Set Your Budget
Before meeting with a lender, decide what truly feels comfortable for your lifestyle. A pre-approval may show a higher amount, but that doesn’t always match your day-to-day reality. Consider every expense — mortgage, utilities, HOA fees, insurance, and maintenance — so there are no surprises later. By setting a clear, realistic budget early, you’ll feel confident knowing your dream home also fits your financial comfort zone. With Lewis guiding you, you can move forward with clarity and peace of mind.
Step 3: Get Prequalified
Even if you have a budget in mind, it’s smart to confirm it with a trusted lender. They’ll review your income, credit, and financial background to determine how much you can confidently spend. Getting prequalified not only helps you understand your true buying power — it also shows sellers you’re serious and ready to make a strong offer. With Lewis by your side, you’ll have trusted lender connections and expert guidance every step of the way.
Step 4: Choose the Right Real Estate Agent
Buying a home is smoother, faster, and far less stressful when you have the right professional on your side — and as a buyer, it doesn’t cost you a thing. With Lewis, you gain a trusted local expert who understands the market inside and out. From finding the best listings to arranging showings and handling negotiations, Lewis is here to guide you every step of the way. Together, we’ll explore homes that fit your lifestyle and find the one that truly feels like home.
My Goal is to Provide You With the Most Personalized Service That Is Designed to Help You Buy Your Dream Home
Step 5: Find the Right Home
This is one of the most exciting parts of your journey! Lewis will arrange showings for homes that fit your needs, style, and budget. As you tour, take note of what you love — and what doesn’t feel right. Test the lights, windows, and water pressure; walk the neighborhood, check traffic, and explore nearby schools, shops, and parks. These little details make a big difference and help you choose a home that feels right — not just today, but for years to come.
Step 6: Make an Offer
Once you’ve found the home that feels right, it’s time to take the next step. Lewis will help you craft a strong, fair offer based on current market conditions and comparable home values. Whether it’s a buyer’s or seller’s market, Lewis will guide you through each scenario with expert negotiation skills — ensuring your offer stands out and aligns with your goals. If a counteroffer comes in, he’ll help you navigate it smoothly and reach a deal that feels right for you. Once both sides agree, your new home officially moves into escrow — one step closer to becoming yours.
Step 7: Have the Home Inspected
After your offer is accepted, it’s time for a professional home inspection — a crucial step to uncover any hidden issues or needed repairs. Lewis will help coordinate the inspection quickly so you can move forward with confidence. If only minor concerns appear, you’re all set to continue. If major issues arise, Lewis will guide you through your options, whether that means renegotiating the offer or deciding to walk away. This step ensures you make a fully informed decision before moving ahead — protecting both your investment and peace of mind.
Step 8: Select Your Loan
At this stage, it’s time to work with your lender and choose the mortgage that best fits your needs. Options may include fixed-rate or adjustable-rate loans, 15- or 30-year terms, or special programs like FHA or VA loans. Lewis will help you understand each choice, ensuring your loan aligns with your budget and long-term financial goals — keeping your path to closing smooth and stress-free.
Step 9: Get a Home Appraisal
Your lender will order a professional appraisal to determine the fair market value of the home. This step ensures that you, the seller, and the lender are all aligned on a fair price. An accurate appraisal protects your investment and helps keep the buying process on track. With Lewis guiding you, you’ll have confidence that every step is handled carefully and professionally.
Step 10: Complete the Paperwork
Paperwork may not be the most exciting part of buying a home, but it’s essential to make everything official. Your lender and title company will guide you through the necessary documents, ensuring all is in order. Once everything is signed and finalized, you’ll officially be the legal owner of your new home — ready to start the next chapter of your life! With Lewis by your side, the process is smooth, clear, and stress-free from start to finish.
Congratulations!
Buying your first home is one of life’s most exciting milestones — and at Lewis Jee Realtor, my goal is to make your journey simple, confident, and stress-free. With expert guidance from Lewis, you’ll understand exactly what to expect at every step, from your first search to the moment you get the keys in your hand. This step-by-step guide is designed to keep you informed, empowered, and ready to enjoy the experience of becoming a homeowner.
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Let Lewis Jee guide you with experience, insight, and a personalized plan designed for your goals. Contact Lewis Jee today and take the first confident step toward your dream home.